Though I have a career in writing and communication, I’ve always loved finance. Maybe it’s my Type A personality, but I find being overly organized with my bills and finances oddly therapeutic. If you aren’t someone who categorizes their spending or creates a budget to maximize monthly savings, you should! It sounds way more complicated than it is and really provides the financial freedom we all look for.
If you want step-by-step guidance on how to get started, look up The Budget Mom! Kumiko Love is the face behind the financial blog and my latest obsession. She created the Budget By Paycheck workbook that breaks down how to track and categorize your spending per your needs, your income and your savings goals. Have debt? Even better! Well not really, but you get what I mean 🙂 Kumiko has a repayment method for that too.
The best part? Kumiko makes it fun! I’m all for things that look aesthetically pleasing and her creative is so cute! Look at these cash envelopes she made. You can print these out at home and store cash for your food, household or beauty budget categories or use these for savings goals such as vacation, Christmas gifts etc.
Check out her YouTube channel, website or Instagram to get started! Totally realize this now sounds like a sponsored post, and I’m not sad about it. I’m all about helping people make better financial decisions and The Budget Mom is a step in the right direction.
